643 Subject-To Candidates in Collin, TX
Last updated: August 9, 2026
MLS-listed properties in Collin, TX that HiddenDealPro's algorithm flags for subject-to financing signals — motivated-seller and equity indicators, not confirmed opportunities. Full qualification guide below.
Market Stats
Updated Aug 9, 2026
Total listings
643
Price range
$100K – $650K
Avg days on market
47 days
By price range
Top zip codes
Market snapshot
Collin, TX currently has 643 subject-to candidates tracked in our data. The median listing sits at $450K, ranging from $100K to $650K across the current pool.
Inventory is concentrated by ZIP code: 75407 alone accounts for 16% of the Collin listings in this category (105 of 643), followed by 75071 (103) and 75009 (97). That concentration is worth knowing before you commit to a target area — it may reflect where distress signals cluster, or simply where MLS coverage is strongest.
By price, 84% of listings fall in the over $300k range. Properties in this category have spent an average of 47 days on market — that pace is in line with normal turnover for this market.
Texas process notes
Foreclosure process
Texas is a non-judicial foreclosure state — most mortgages use a deed of trust with a power-of-sale clause, so a lender can foreclose without going through court. Foreclosure auctions are held on the first Tuesday of the month at the county courthouse, and the process can move faster than in judicial states.
Property tax delinquency
Texas sells tax-delinquent properties as redeemable deeds at public auction. The former owner keeps a right of redemption after the sale — two years for homestead, agricultural, and mineral-use properties, 180 days for other property types — during which they can reclaim the property by paying the buyer back plus a statutory penalty.
General information, not legal advice — process details vary by county. Confirm specifics with a local real estate attorney or the county recorder/tax office before acting.
1413 N Houston St
Royse City, TX 75189
$234,000
4 bd / 2 ba / 1,829 sqft
9833 Private Road 5377
Nevada, TX 75173
$499,000
3 bd / 1 ba / 3,344 sqft
7420 E Fork Ln
Mckinney, TX 75071
$495,000
4 bd / 3 ba / 2,558 sqft
714 Stallings Dr
Princeton, TX 75407
$335,000
4 bd / 3 ba / 2,347 sqft
1816 Doves Landing Ln
Wylie, TX 75098
$520,000
4 bd / 3 ba / 2,663 sqft
610 Melody Hill Dr
Mckinney, TX 75071
$562,500
4 bd / 3 ba / 2,359 sqft
1089 Emilia Dr
Farmersville, TX 75442
$530,000
4 bd / 3 ba / 2,525 sqft
1514 Carnation St
Prosper, TX 75078
$299,500
4 bd / 3 ba / 3,041 sqft
2104 Vista Ridge Rd
Melissa, TX 75454
$625,000
5 bd / 4 ba / 3,302 sqft
633 more listings in this market
The sample above and the stats on this page reflect the full 643-listing pool. For the complete list with owner contact data, see REI Labs.
More opportunities in Collin
Related calculators
Full guide
Finding and Qualifying Subject-To Candidates on the MLS
How to spot subject-to candidates in MLS data, qualify the seller's loan terms, and structure an honest offer — the sourcing playbook, not the deal mechanics. Includes answers to the most common questions about subject-to candidates.
Data sourced from public MLS records and filtered by HiddenDealPro's algorithm. How we find these.