12 Subject-To Candidates in Providence, RI

Browse subject-to candidates in Providence, RI. These are MLS-listed properties algorithmically flagged as potential subject-to acquisition candidates based on price, market days, and public data. They are candidates only — subject-to requires direct seller negotiation.

Not sure how we identify these? Read our methodology.

Market Stats

Updated May 11, 2026

Total listings

12

Price range

$500K – $640K

By price range

0Under $150K0$150K–$300K12Over $300K

Top zip codes

02910(2)02908(2)02895(2)

378 Gauthier Dr

Woonsocket, RI 02895

$640,000

3 bd / 3 ba / 2,754 sqft

851 River Ave

Providence, RI 02908

$499,999

3 bd / 2 ba / 1,152 sqft

99 1St St

East Providence, RI 02914

$519,000

3 bd / 3 ba / 1,680 sqft

354 Jastram St

Providence, RI 02908

$615,000

3 bd / 3 ba / 2,000 sqft

47 Mendon St

Providence, RI 02904

$525,000

3 bd / 4 ba / 2,251 sqft

128 Wollaston St

Cranston, RI 02910

$524,900

3 bd / 3 ba / 1,421 sqft

40 Allendale Ave

North Providence, RI 02911

$569,900

4 bd / 4 ba / 1,904 sqft

116 2Nd Ave

Cranston, RI 02910

$549,000

3 bd / 3 ba / 3,450 sqft

28 Ashley St

Cranston, RI 02920

$625,000

3 bd / 3 ba / 2,434 sqft

197 Carpenter Rd

Foster, RI 02825

$639,900

3 bd / 2 ba / 1,824 sqft

2 more listings available

  • 12 Over $300K
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Frequently asked questions

What is a subject-to acquisition?

Subject-to (or 'sub-to') means purchasing a property while leaving the existing mortgage in place. You take title to the property, but the seller's loan stays in their name. This strategy requires careful negotiation and legal review.

What makes these 'subject-to candidates'?

HiddenDealPro's algorithm flags MLS-listed properties that show characteristics associated with motivated seller situations — extended DOM, price reductions, and other signals. These are candidates only, not confirmed subject-to deals.

Are these properties off-market?

No. These are MLS-listed properties. They are publicly available through real estate agents.

How do I negotiate a subject-to deal?

Subject-to deals require direct negotiation with the seller, typically facilitated through a real estate attorney. Use our Subject-To Calculator to model the numbers before approaching a seller.

How often is this list updated?

Daily. The timestamp at the top of the page reflects the most recent data refresh.

How do I see the full list?

The full list is available to REI Labs Elite members at $97/mo.

Data sourced from public MLS records and filtered by HiddenDealPro's algorithm. How we find these.