18 Subject-To Candidates in Monroe, NY

Browse subject-to candidates in Monroe, NY. These are MLS-listed properties algorithmically flagged as potential subject-to acquisition candidates based on price, market days, and public data. They are candidates only — subject-to requires direct seller negotiation.

Not sure how we identify these? Read our methodology.

Market Stats

Updated May 11, 2026

Total listings

18

Price range

$385K – $600K

By price range

0Under $150K0$150K–$300K18Over $300K

Top zip codes

14420(3)14472(3)14467(2)

11 Berry Grove Ln

Brockport, NY 14420

$385,000

3 bd / 3 ba / 1,588 sqft

16 Parkglen Dr

Henrietta, NY 14467

$399,900

3 bd / 3 ba / 1,947 sqft

1816 Halesworth Ln

Ontario, NY 14519

$524,900

5 bd / 4 ba / 2,810 sqft

47 Robert Michaels Run

Penfield, NY 14526

$579,000

4 bd / 3 ba / 2,492 sqft

56 Post Ave

Hilton, NY 14468

$525,600

3 bd / 2 ba / 1,720 sqft

209 Whittier Rd

Rochester, NY 14624

$479,900

3 bd / 3 ba / 2,442 sqft

140 East St

Honeoye Falls, NY 14472

$399,900

4 bd / 3 ba / 2,802 sqft

310 Dove Tree Ln

Rochester, NY 14626

$564,900

2 bd / 3 ba / 1,916 sqft

159 Thames Dr

West Henrietta, NY 14586

$400,000

3 bd / 2 ba / 1,590 sqft

16 Parkglen Dr

Henrietta, NY 14467

$440,000

3 bd / 3 ba / 1,947 sqft

8 more listings available

  • 18 Over $300K
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Frequently asked questions

What is a subject-to acquisition?

Subject-to (or 'sub-to') means purchasing a property while leaving the existing mortgage in place. You take title to the property, but the seller's loan stays in their name. This strategy requires careful negotiation and legal review.

What makes these 'subject-to candidates'?

HiddenDealPro's algorithm flags MLS-listed properties that show characteristics associated with motivated seller situations — extended DOM, price reductions, and other signals. These are candidates only, not confirmed subject-to deals.

Are these properties off-market?

No. These are MLS-listed properties. They are publicly available through real estate agents.

How do I negotiate a subject-to deal?

Subject-to deals require direct negotiation with the seller, typically facilitated through a real estate attorney. Use our Subject-To Calculator to model the numbers before approaching a seller.

How often is this list updated?

Daily. The timestamp at the top of the page reflects the most recent data refresh.

How do I see the full list?

The full list is available to REI Labs Elite members at $97/mo.

Data sourced from public MLS records and filtered by HiddenDealPro's algorithm. How we find these.