1,011 Subject-To Candidates in Jacksonville, FL
Last updated: September 7, 2026
MLS-listed properties in Jacksonville, FL that HiddenDealPro's algorithm flags for subject-to financing signals — motivated-seller and equity indicators, not confirmed opportunities. Full qualification guide below.
Market Stats
Updated Sep 7, 2026
Total listings
1,011
Price range
$120K – $5.3M
Avg days on market
49 days
By price range
Top zip codes
Market snapshot
Jacksonville, FL currently has 1,011 subject-to candidates tracked in our data. The median listing sits at $405K, ranging from $120K to $5.3M across the current pool.
Inventory is concentrated by ZIP code: 32218 alone accounts for 15% of the Jacksonville listings in this category (152 of 1011), followed by 32256 (133) and 32226 (99). That concentration is worth knowing before you commit to a target area — it may reflect where distress signals cluster, or simply where MLS coverage is strongest.
By price, 83% of listings fall in the over $300k range. Properties in this category have spent an average of 49 days on market — that pace is in line with normal turnover for this market.
Florida process notes
Foreclosure process
Florida requires judicial foreclosure — every case goes through the court system, which typically takes considerably longer than a non-judicial state, often a year or more depending on the county docket and whether the borrower contests it.
Property tax delinquency
Florida runs a two-stage tax sale process. The county first sells a tax certificate (a lien) at auction, generally by June 1 each year, and the certificate holder earns interest if the owner redeems it. If the certificate goes unredeemed for two years, the holder can apply for a tax deed, which triggers a public auction that transfers the property itself.
General information, not legal advice — process details vary by county. Confirm specifics with a local real estate attorney or the county recorder/tax office before acting.
6896 Friendship Fountain Avenue
Jacksonville, FL 32217
$357,500
3 bd / 3 ba / 1,710 sqft
6896 Friendship Fountain Avenue
Jacksonville, FL 32217
$357,500
3 bd / 3 ba / 1,710 sqft
14794 Bartram Creek Boulevard
Jacksonville, FL 32259
$424,000
3 bd / 2 ba / 1,653 sqft
5071 Clapboard Creek Drive
Jacksonville, FL 32226
$1,499,000
4 bd / 4 ba / 3,884 sqft
11637 Dunns Crossing Drive E
Jacksonville, FL 32218
$409,000
4 bd / 3 ba / 2,188 sqft
4334 Ponte Vedra Boulevard
Jacksonville Beach, FL 32250
$4,995,000
5 bd / 9 ba / 5,462 sqft
8284 Victory Crossing Boulevard
Jacksonville, FL 32210
$300,000
4 bd / 2 ba / 1,902 sqft
1714 Atlantic Beach Drive
Atlantic Beach, FL 32233
$2,050,000
4 bd / 4 ba / 3,635 sqft
4334 Ponte Vedra Boulevard
Jacksonville Beach, FL 32250
$4,995,000
5 bd / 9 ba / 5,462 sqft
12229 Gathering Pines Road
Jacksonville, FL 32224
$1,275,000
4 bd / 4 ba / 3,169 sqft
12766 Chandlers Crossing Lane
Jacksonville, FL 32226
$420,000
4 bd / 3 ba / 2,745 sqft
1714 Atlantic Beach Drive
Atlantic Beach, FL 32233
$2,050,000
4 bd / 4 ba / 3,635 sqft
14794 Bartram Creek Boulevard
Jacksonville, FL 32259
$424,000
3 bd / 2 ba / 1,653 sqft
2480 S Beach Parkway
Jacksonville Beach, FL 32250
$1,099,000
4 bd / 4 ba / 2,560 sqft
12229 Gathering Pines Road
Jacksonville, FL 32224
$1,275,000
4 bd / 4 ba / 3,169 sqft
14458 Bartram Creek Boulevard
Jacksonville, FL 32259
$410,000
3 bd / 2 ba / 1,540 sqft
8284 Victory Crossing Boulevard
Jacksonville, FL 32210
$389,000
4 bd / 2 ba / 1,902 sqft
5071 Clapboard Creek Drive
Jacksonville, FL 32226
$1,499,000
4 bd / 4 ba / 3,884 sqft
More opportunities in Jacksonville
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Full guide
Finding and Qualifying Subject-To Candidates on the MLS
How to spot subject-to candidates in MLS data, qualify the seller's loan terms, and structure an honest offer — the sourcing playbook, not the deal mechanics. Includes answers to the most common questions about subject-to candidates.
Data sourced from public MLS records and filtered by HiddenDealPro's algorithm. How we find these.