483 Subject-To Candidates in Jacksonville, FL
Last updated: July 30, 2026
MLS-listed properties in Jacksonville, FL that HiddenDealPro's algorithm flags for subject-to financing signals — motivated-seller and equity indicators, not confirmed opportunities. Full qualification guide below.
Market Stats
Updated Jul 30, 2026
Total listings
483
Price range
$180K – $650K
Avg days on market
55 days
By price range
Top zip codes
Market snapshot
Jacksonville, FL currently has 483 subject-to candidates tracked in our data. The median listing sits at $388K, ranging from $180K to $650K across the current pool.
Inventory is concentrated by ZIP code: 32256 alone accounts for 16% of the Jacksonville listings in this category (79 of 483), followed by 32218 (64) and 32222 (42). That concentration is worth knowing before you commit to a target area — it may reflect where distress signals cluster, or simply where MLS coverage is strongest.
By price, 81% of listings fall in the over $300k range. Properties in this category have spent an average of 55 days on market — that pace is in line with normal turnover for this market.
Florida process notes
Foreclosure process
Florida requires judicial foreclosure — every case goes through the court system, which typically takes considerably longer than a non-judicial state, often a year or more depending on the county docket and whether the borrower contests it.
Property tax delinquency
Florida runs a two-stage tax sale process. The county first sells a tax certificate (a lien) at auction, generally by June 1 each year, and the certificate holder earns interest if the owner redeems it. If the certificate goes unredeemed for two years, the holder can apply for a tax deed, which triggers a public auction that transfers the property itself.
General information, not legal advice — process details vary by county. Confirm specifics with a local real estate attorney or the county recorder/tax office before acting.
8119 Siskin Avenue
Jacksonville, FL 32219
$189,900
3 bd / 2 ba / 1,102 sqft
13436 Avery Park Lane
Jacksonville, FL 32218
$289,000
3 bd / 2 ba / 1,494 sqft
1938 W 4Th Street
Jacksonville, FL 32209
$190,000
3 bd / 2 ba / 1,164 sqft
12441 Tierra Chase Way
Jacksonville, FL 32225
$630,000
5 bd / 4 ba / 3,132 sqft
2016 Dutton Island Oaks Way
Jacksonville, FL 32233
$559,000
4 bd / 3 ba / 1,969 sqft
763 N Cahoon Road N
Jacksonville, FL 32220
$244,900
3 bd / 2 ba / 1,470 sqft
11280 Lenora Court
Jacksonville, FL 32256
$424,000
2 bd / 2 ba / 1,575 sqft
7339 Zain Michael Lane
Jacksonville, FL 32222
$390,000
4 bd / 3 ba / 2,231 sqft
14510 Needham Drive
Jacksonville, FL 32256
$450,000
4 bd / 2 ba / 1,950 sqft
2992 Lucena Lane
Jacksonville, FL 32246
$630,000
3 bd / 3 ba / 2,252 sqft
473 more listings in this market
The sample above and the stats on this page reflect the full 483-listing pool. For the complete list with owner contact data, see REI Labs.
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Full guide
Finding and Qualifying Subject-To Candidates on the MLS
How to spot subject-to candidates in MLS data, qualify the seller's loan terms, and structure an honest offer — the sourcing playbook, not the deal mechanics. Includes answers to the most common questions about subject-to candidates.
Data sourced from public MLS records and filtered by HiddenDealPro's algorithm. How we find these.