68 Subject-To Candidates in Memphis, TN

Browse subject-to candidates in Memphis, TN. These are MLS-listed properties algorithmically flagged as potential subject-to acquisition candidates based on price, market days, and public data. They are candidates only — subject-to requires direct seller negotiation.

Not sure how we identify these? Read our methodology.

Market Stats

Updated May 1, 2026

Total listings

68

Price range

$140K – $650K

By price range

2Under $150K13$150K–$300K53Over $300K

Top zip codes

38002(19)38104(8)38017(6)

547 Ellsworth St

Memphis, TN 38111

$329,900

3 bd / 3 ba / 2,769 sqft

499 Dogwood Valley Dr

Collierville, TN 38017

$375,000

4 bd / 3 ba / 3,395 sqft

4725 Addington Dr

Memphis, TN 38128

$549,500

4 bd / 2 ba / 1,410 sqft

2027 Elzey Ave

Memphis, TN 38104

$279,900

4 bd / 4 ba / 3,179 sqft

10151 Macon Rd

Cordova, TN 38018

$225,000

4 bd / 3 ba / 2,296 sqft

5592 Gerber Rd

Arlington, TN 38002

$513,000

3 bd / 3 ba / 2,431 sqft

1249 Marksman St

Memphis, TN 38106

$364,900

3 bd / 2 ba / 1,108 sqft

760 Meda St

Memphis, TN 38104

$542,000

3 bd / 3 ba / 2,498 sqft

4205 Tutwiler Ave

Memphis, TN 38122

$609,042

4 bd / 3 ba / 2,373 sqft

1551 Cane Ave

Memphis, TN 38106

$605,000

4 bd / 2 ba / 1,334 sqft

58 more listings available

  • 2 Under $150K
  • 13 $150K–$300K
  • 53 Over $300K
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Frequently asked questions

What is a subject-to acquisition?

Subject-to (or 'sub-to') means purchasing a property while leaving the existing mortgage in place. You take title to the property, but the seller's loan stays in their name. This strategy requires careful negotiation and legal review.

What makes these 'subject-to candidates'?

HiddenDealPro's algorithm flags MLS-listed properties that show characteristics associated with motivated seller situations — extended DOM, price reductions, and other signals. These are candidates only, not confirmed subject-to deals.

Are these properties off-market?

No. These are MLS-listed properties. They are publicly available through real estate agents.

How do I negotiate a subject-to deal?

Subject-to deals require direct negotiation with the seller, typically facilitated through a real estate attorney. Use our Subject-To Calculator to model the numbers before approaching a seller.

How often is this list updated?

Daily. The timestamp at the top of the page reflects the most recent data refresh.

How do I see the full list?

The full list is available to REI Labs Elite members at $97/mo.

Data sourced from public MLS records and filtered by HiddenDealPro's algorithm. How we find these.