117 Subject-To Candidates in Memphis, TN

Last updated: May 24, 2026

Browse subject-to candidates in Memphis, TN. These are MLS-listed properties algorithmically flagged as potential subject-to acquisition candidates based on price, market days, and public data. They are candidates only — subject-to requires direct seller negotiation.

Not sure how we identify these? Read our methodology.

Market Stats

Updated May 24, 2026

Total listings

117

Price range

$125K – $650K

By price range

4Under $150K22$150K–$300K91Over $300K

Top zip codes

38002(38)38017(13)38018(10)

3021 Chelsea Ave

Memphis, TN 38108

$630,000

4 bd / 3 ba / 2,026 sqft

565 Hemsley Ave

Memphis, TN 38109

$199,500

4 bd / 2 ba / 1,423 sqft

3300 Midland Ave

Memphis, TN 38111

$589,900

3 bd / 3 ba / 2,656 sqft

4553 Craddle Hill Dr

Bartlett, TN 38002

$459,000

4 bd / 3 ba / 3,102 sqft

4750 N Germantown Rd

Arlington, TN 38002

$156,000

5 bd / 2 ba / 2,922 sqft

5150 Shellback Dr

Millington, TN 38053

$250,000

3 bd / 2 ba / 1,478 sqft

3592 Epping Hills Cv

Memphis, TN 38128

$364,900

4 bd / 3 ba / 1,956 sqft

504 Sugar Magnolia Loop W

Collierville, TN 38017

$541,900

4 bd / 5 ba / 2,642 sqft

12516 Golden Bell Dr N

Arlington, TN 38002

$590,000

4 bd / 4 ba / 3,124 sqft

10230 Evergreen Manor Cv

Lakeland, TN 38002

$619,900

5 bd / 3 ba / 2,963 sqft

107 more listings available

  • 4 Under $150K
  • 22 $150K–$300K
  • 91 Over $300K
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Frequently asked questions

What is a subject-to acquisition?

Subject-to (or 'sub-to') means purchasing a property while leaving the existing mortgage in place. You take title to the property, but the seller's loan stays in their name. This strategy requires careful negotiation and legal review.

What makes these 'subject-to candidates'?

HiddenDealPro's algorithm flags MLS-listed properties that show characteristics associated with motivated seller situations — extended DOM, price reductions, and other signals. These are candidates only, not confirmed subject-to deals.

Are these properties off-market?

No. These are MLS-listed properties. They are publicly available through real estate agents.

How do I negotiate a subject-to deal?

Subject-to deals require direct negotiation with the seller, typically facilitated through a real estate attorney. Use our Subject-To Calculator to model the numbers before approaching a seller.

How often is this list updated?

Daily. The timestamp at the top of the page reflects the most recent data refresh.

How do I see the full list?

The full list is available to REI Labs Elite members at $97/mo.

Data sourced from public MLS records and filtered by HiddenDealPro's algorithm. How we find these.