49 Subject-To Candidates in Chicago, IL

Browse subject-to candidates in Chicago, IL. These are MLS-listed properties algorithmically flagged as potential subject-to acquisition candidates based on price, market days, and public data. They are candidates only — subject-to requires direct seller negotiation.

Not sure how we identify these? Read our methodology.

Market Stats

Updated May 1, 2026

Total listings

49

Price range

$276K – $650K

By price range

0Under $150K1$150K–$300K48Over $300K

Top zip codes

60165(4)60443(4)60471(4)

5226 Bentgrass Ave

Richton Park, IL 60471

$490,000

4 bd / 3 ba / 2,350 sqft

3806 172Nd St

Country Club Hills, IL 60478

$360,000

5 bd / 3 ba / 0 sqft

4241 W Walton St

Chicago, IL 60651

$558,900

4 bd / 4 ba / 2,900 sqft

8566 S 83Rd Ave

Hickory Hills, IL 60457

$609,999

5 bd / 3 ba / 3,422 sqft

5901 W Erie St

Chicago, IL 60644

$479,999

3 bd / 3 ba / 2,200 sqft

1110 S 3Rd Ave

Maywood, IL 60153

$474,500

3 bd / 3 ba / 1,890 sqft

10832 Massasoit Ave

Chicago Ridge, IL 60415

$589,000

4 bd / 3 ba / 3,212 sqft

14619 S Albany Ave

Posen, IL 60469

$339,900

4 bd / 2 ba / 2,000 sqft

3740 N Pacific Ave

Chicago, IL 60634

$589,900

5 bd / 3 ba / 3,000 sqft

(Undisclosed Address)

Phoenix, IL 60426

$600,000

7 bd / 6 ba / 5,500 sqft

39 more listings available

  • 1 $150K–$300K
  • 48 Over $300K
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Frequently asked questions

What is a subject-to acquisition?

Subject-to (or 'sub-to') means purchasing a property while leaving the existing mortgage in place. You take title to the property, but the seller's loan stays in their name. This strategy requires careful negotiation and legal review.

What makes these 'subject-to candidates'?

HiddenDealPro's algorithm flags MLS-listed properties that show characteristics associated with motivated seller situations — extended DOM, price reductions, and other signals. These are candidates only, not confirmed subject-to deals.

Are these properties off-market?

No. These are MLS-listed properties. They are publicly available through real estate agents.

How do I negotiate a subject-to deal?

Subject-to deals require direct negotiation with the seller, typically facilitated through a real estate attorney. Use our Subject-To Calculator to model the numbers before approaching a seller.

How often is this list updated?

Daily. The timestamp at the top of the page reflects the most recent data refresh.

How do I see the full list?

The full list is available to REI Labs Elite members at $97/mo.

Data sourced from public MLS records and filtered by HiddenDealPro's algorithm. How we find these.