1,266 Subject-To Candidates in Orlando, FL
Last updated: September 7, 2026
MLS-listed properties in Orlando, FL that HiddenDealPro's algorithm flags for subject-to financing signals — motivated-seller and equity indicators, not confirmed opportunities. Full qualification guide below.
Market Stats
Updated Sep 7, 2026
Total listings
1,266
Price range
$95K – $14.0M
Avg days on market
49 days
By price range
Top zip codes
Market snapshot
Orlando, FL currently has 1,266 subject-to candidates tracked in our data. The median listing sits at $594K, ranging from $95K to $14.0M across the current pool.
Inventory is concentrated by ZIP code: 34787 alone accounts for 37% of the Orlando listings in this category (463 of 1266), followed by 32832 (106) and 32712 (94). That concentration is worth knowing before you commit to a target area — it may reflect where distress signals cluster, or simply where MLS coverage is strongest.
By price, 100% of listings fall in the over $300k range. Properties in this category have spent an average of 49 days on market — that pace is in line with normal turnover for this market.
Florida process notes
Foreclosure process
Florida requires judicial foreclosure — every case goes through the court system, which typically takes considerably longer than a non-judicial state, often a year or more depending on the county docket and whether the borrower contests it.
Property tax delinquency
Florida runs a two-stage tax sale process. The county first sells a tax certificate (a lien) at auction, generally by June 1 each year, and the certificate holder earns interest if the owner redeems it. If the certificate goes unredeemed for two years, the holder can apply for a tax deed, which triggers a public auction that transfers the property itself.
General information, not legal advice — process details vary by county. Confirm specifics with a local real estate attorney or the county recorder/tax office before acting.
16038 Johns Lake Overlook Drive
Winter Garden, FL 34787
$2,099,000
5 bd / 5 ba / 4,139 sqft
10174 Merrymeeting Bay Drive
Winter Garden, FL 34787
$939,000
4 bd / 4 ba / 2,758 sqft
8565 Lamppost Other City In The State
Florida, FL 32832
$539,900
4 bd / 3 ba / 2,080 sqft
10198 Merrymeeting Bay Drive
Winter Garden, FL 34787
$1,160,000
5 bd / 4 ba / 3,911 sqft
16771 Oakboro Street Street
Winter Garden, FL 34787
$787,000
5 bd / 4 ba / 2,840 sqft
13061 Sunrise Harvest Drive
Winter Garden, FL 34787
$779,000
4 bd / 4 ba / 2,993 sqft
8750 Bayview Crossing Drive
Winter Garden, FL 34787
$1,724,500
5 bd / 6 ba / 4,641 sqft
15183 Bridgewater Crossings Blvd
Winter Garden, FL 34787
$520,000
3 bd / 3 ba / 1,998 sqft
13542 Sunset Lakes Circle
Winter Garden, FL 34787
$3,799,000
5 bd / 6 ba / 5,450 sqft
9942 Summerlake Groves Street
Winter Garden, FL 34787
$845,000
4 bd / 4 ba / 2,935 sqft
12410 Encore At Ovation Way
Winter Garden, FL 34787
$639,900
3 bd / 2 ba / 1,860 sqft
12410 Encore At Ovation Way
Winter Garden, FL 34787
$629,990
3 bd / 2 ba / 1,860 sqft
12597 Encore At Ovation Way
Winter Garden, FL 34787
$465,000
3 bd / 3 ba / 2,322 sqft
16082 Hampton Crossing Drive
Winter Garden, FL 34787
$729,900
4 bd / 3 ba / 2,240 sqft
1734 Amsel Falls Park Terrace
Winter Garden, FL 34787
$1,249,990
5 bd / 5 ba / 4,305 sqft
9561 Waterway Passage Drive
Winter Garden, FL 34787
$720,000
4 bd / 4 ba / 3,267 sqft
9225 Holliston Creek Place
Winter Garden, FL 34787
$1,150,000
5 bd / 4 ba / 3,897 sqft
13845 Bridgewater Crossings Blvd
Windermere, FL 34786
$474,900
3 bd / 3 ba / 1,636 sqft
13542 Sunset Lakes Circle
Winter Garden, FL 34787
$3,799,000
5 bd / 6 ba / 5,450 sqft
1374 Viscaya Cove Boulevard
Winter Garden, FL 34787
$545,000
4 bd / 4 ba / 2,492 sqft
15026 Summer Harvest Street
Winter Garden, FL 34787
$639,990
5 bd / 5 ba / 2,930 sqft
9561 Waterway Passage Drive
Winter Garden, FL 34787
$720,000
4 bd / 4 ba / 3,267 sqft
15183 Bridgewater Crossings Blvd
Winter Garden, FL 34787
$520,000
3 bd / 3 ba / 1,998 sqft
14048 Larkspur Lake Drive
Winter Garden, FL 34787
$1,395,000
4 bd / 3 ba / 2,464 sqft
16038 Johns Lake Overlook Drive
Winter Garden, FL 34787
$2,099,000
5 bd / 5 ba / 4,139 sqft
7701 Summerlake Pointe Boulevard
Winter Garden, FL 34787
$2,250,000
5 bd / 5 ba / 4,072 sqft
12410 Encore At Ovation Way
Winter Garden, FL 34787
$569,000
3 bd / 2 ba / 1,860 sqft
8750 Bayview Crossing Drive
Winter Garden, FL 34787
$1,724,500
5 bd / 6 ba / 4,641 sqft
12410 Encore At Ovation Way
Winter Garden, FL 34787
$639,900
3 bd / 2 ba / 1,860 sqft
1698 Juniper Hammock Street
Winter Garden, FL 34787
$1,349,000
7 bd / 4 ba / 4,700 sqft
12410 Encore At Ovation Way
Winter Garden, FL 34787
$639,900
3 bd / 2 ba / 1,860 sqft
9717 Waterway Passage Drive
Winter Garden, FL 34787
$669,500
4 bd / 3 ba / 2,117 sqft
1698 Juniper Hammock Street
Winter Garden, FL 34787
$1,349,000
7 bd / 4 ba / 4,700 sqft
9942 Summerlake Groves Street
Winter Garden, FL 34787
$849,000
4 bd / 4 ba / 2,935 sqft
9225 Holliston Creek Place
Winter Garden, FL 34787
$1,150,000
5 bd / 4 ba / 3,897 sqft
15619 Giant Foxtail Court
Winter Garden, FL 34787
$1,450,000
4 bd / 4 ba / 3,086 sqft
14048 Larkspur Lake Drive
Winter Garden, FL 34787
$1,395,000
4 bd / 3 ba / 2,464 sqft
16771 Oakboro Street Street
Winter Garden, FL 34787
$787,000
5 bd / 4 ba / 2,840 sqft
7701 Summerlake Pointe Boulevard
Winter Garden, FL 34787
$2,150,000
5 bd / 5 ba / 4,072 sqft
1734 Amsel Falls Park Terrace
Winter Garden, FL 34787
$1,249,990
5 bd / 5 ba / 4,305 sqft
More opportunities in Orlando
Related calculators
Full guide
Finding and Qualifying Subject-To Candidates on the MLS
How to spot subject-to candidates in MLS data, qualify the seller's loan terms, and structure an honest offer — the sourcing playbook, not the deal mechanics. Includes answers to the most common questions about subject-to candidates.
Data sourced from public MLS records and filtered by HiddenDealPro's algorithm. How we find these.