1,373 Subject-To Candidates in Phoenix, AZ
Last updated: September 7, 2026
MLS-listed properties in Phoenix, AZ that HiddenDealPro's algorithm flags for subject-to financing signals — motivated-seller and equity indicators, not confirmed opportunities. Full qualification guide below.
Market Stats
Updated Sep 7, 2026
Total listings
1,373
Price range
$220K – $15.8M
Avg days on market
32 days
By price range
Top zip codes
Market snapshot
Phoenix, AZ currently has 1,373 subject-to candidates tracked in our data. The median listing sits at $539K, ranging from $220K to $15.8M across the current pool.
Inventory is concentrated by ZIP code: 85396 alone accounts for 11% of the Phoenix listings in this category (149 of 1373), followed by 85142 (122) and 85387 (105). That concentration is worth knowing before you commit to a target area — it may reflect where distress signals cluster, or simply where MLS coverage is strongest.
By price, 99% of listings fall in the over $300k range. Properties in this category have spent an average of 32 days on market — that pace is in line with normal turnover for this market.
Arizona process notes
Foreclosure process
Arizona foreclosures are typically non-judicial when the loan uses a deed of trust with a power-of-sale clause, which most do. A trustee conducts the sale without court involvement. Judicial foreclosure is used when no power-of-sale clause exists, or when the lender wants to preserve the right to a deficiency judgment.
Property tax delinquency
Arizona is a tax lien state — the county sells a certificate against the unpaid taxes at public auction rather than the property itself. The delinquent owner has a three-year redemption period to pay off the lien plus interest; if it goes unredeemed, the certificate holder can initiate a judicial action to obtain the deed.
General information, not legal advice — process details vary by county. Confirm specifics with a local real estate attorney or the county recorder/tax office before acting.
6232 E Bret Hills Drive
Paradise Valley, AZ 85253
$15,750,000
6 bd / 8 ba / 8,487 sqft
19477 E Country Meadows Drive
Queen Creek, AZ 85142
$1,990,000
6 bd / 4 ba / 4,126 sqft
5333 E Via Los Caballos --
Paradise Valley, AZ 85253
$9,995,000
5 bd / 6 ba / 7,364 sqft
15935 N Mountain Parkway
Fountain Hills, AZ 85268
$4,841,100
4 bd / 5 ba / 4,401 sqft
6125 E Via Estrella Avenue
Paradise Valley, AZ 85253
$6,995,000
6 bd / 6 ba / 6,786 sqft
10031 N Palisades Boulevard
Fountain Hills, AZ 85268
$2,575,000
4 bd / 6 ba / 4,535 sqft
18204 W Montebello Court
Litchfield Park, AZ 85340
$1,249,850
4 bd / 4 ba / 3,874 sqft
18204 W Montebello Court
Litchfield Park, AZ 85340
$1,249,850
4 bd / 4 ba / 3,874 sqft
6125 E Via Estrella Avenue
Paradise Valley, AZ 85253
$6,995,000
6 bd / 6 ba / 6,786 sqft
10801 E Happy Valley Road #131
Scottsdale, AZ 85255
$5,495,000
5 bd / 6 ba / 5,500 sqft
11704 E Diamond Cholla Drive
Scottsdale, AZ 85255
$3,690,000
4 bd / 5 ba / 4,876 sqft
10801 E Happy Valley Road #131
Scottsdale, AZ 85255
$5,495,000
5 bd / 6 ba / 5,500 sqft
10031 N Palisades Boulevard
Fountain Hills, AZ 85268
$2,575,000
4 bd / 6 ba / 4,535 sqft
19477 E Country Meadows Drive
Queen Creek, AZ 85142
$1,890,000
6 bd / 4 ba / 4,126 sqft
19955 W Heatherbrae Drive
Litchfield Park, AZ 85340
$610,000
3 bd / 3 ba / 2,006 sqft
6126 E Joshua Tree Lane
Paradise Valley, AZ 85253
$13,500,000
5 bd / 8 ba / 8,051 sqft
19145 W San Miguel Avenue
Litchfield Park, AZ 85340
$440,000
4 bd / 2 ba / 1,842 sqft
5333 E Via Los Caballos --
Paradise Valley, AZ 85253
$9,995,000
5 bd / 6 ba / 7,364 sqft
19955 W Heatherbrae Drive
Litchfield Park, AZ 85340
$469,000
3 bd / 3 ba / 2,006 sqft
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Full guide
Finding and Qualifying Subject-To Candidates on the MLS
How to spot subject-to candidates in MLS data, qualify the seller's loan terms, and structure an honest offer — the sourcing playbook, not the deal mechanics. Includes answers to the most common questions about subject-to candidates.
Data sourced from public MLS records and filtered by HiddenDealPro's algorithm. How we find these.