308 Subject-To Candidates in Phoenix, AZ
Last updated: May 24, 2026
Browse subject-to candidates in Phoenix, AZ. These are MLS-listed properties algorithmically flagged as potential subject-to acquisition candidates based on price, market days, and public data. They are candidates only — subject-to requires direct seller negotiation.
Not sure how we identify these? Read our methodology.
Market Stats
Updated May 24, 2026
Total listings
308
Price range
$300K – $650K
By price range
Top zip codes
9341 E Sebring Avenue
Mesa, AZ 85212
$499,999
4 bd / 3 ba / 1,941 sqft
34208 W Chambers Street
Tonopah, AZ 85354
$414,900
3 bd / 2 ba / 1,666 sqft
25193 N 103Rd Drive
Peoria, AZ 85383
$650,000
4 bd / 3 ba / 2,812 sqft
11534 E Corbin Avenue
Mesa, AZ 85212
$525,000
4 bd / 3 ba / 2,373 sqft
19881 W Annika Drive
Litchfield Park, AZ 85340
$500,000
4 bd / 4 ba / 2,605 sqft
26825 N 168Th Street
Rio Verde, AZ 85263
$449,000
3 bd / 2 ba / 1,922 sqft
28856 N 165Th Place
Scottsdale, AZ 85262
$560,000
4 bd / 2 ba / 1,795 sqft
22861 E Estrella Road
Queen Creek, AZ 85142
$575,000
3 bd / 2 ba / 1,689 sqft
18222 W Via Montoya Drive
Surprise, AZ 85387
$425,000
4 bd / 3 ba / 2,141 sqft
14253 W Buckskin Trail
Surprise, AZ 85387
$392,000
3 bd / 3 ba / 1,958 sqft
More opportunities in Phoenix
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Frequently asked questions
What is a subject-to acquisition?
Subject-to (or 'sub-to') means purchasing a property while leaving the existing mortgage in place. You take title to the property, but the seller's loan stays in their name. This strategy requires careful negotiation and legal review.
What makes these 'subject-to candidates'?
HiddenDealPro's algorithm flags MLS-listed properties that show characteristics associated with motivated seller situations — extended DOM, price reductions, and other signals. These are candidates only, not confirmed subject-to deals.
Are these properties off-market?
No. These are MLS-listed properties. They are publicly available through real estate agents.
How do I negotiate a subject-to deal?
Subject-to deals require direct negotiation with the seller, typically facilitated through a real estate attorney. Use our Subject-To Calculator to model the numbers before approaching a seller.
How often is this list updated?
Daily. The timestamp at the top of the page reflects the most recent data refresh.
How do I see the full list?
The full list is available to REI Labs Elite members at $97/mo.
Data sourced from public MLS records and filtered by HiddenDealPro's algorithm. How we find these.